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Testimonials

We recently hired Barbara to help us sell two houses, my mother's and my house so that we could move into one larger home. Barbara was a passionate agent who helped us through the very complicated processes to align dates, worked with lenders, helped us get legal assistance, etc. Barbara is a fantastic agent. She truly cares about her clients and works very hard to help them through the very complicated process of buying/selling a home. She is the ultimate professional and yet very personable and caring and responsive to any need. I would highly recommend Barbara to anyone. Throughout the process, Barbara became more of a friend than an agent and I dearly value all of her continued support as we settle into the new home. Rene Lafleur
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Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more
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